Bookkeeping services in Cardiff
Cardiff, the Welsh capital, has a large public sector, financial and professional services, media and creative businesses, and a busy hospitality scene.
- Flat £15 an hour
- No contract
- Qualified UK team
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Bookkeeping in Cardiff
Your price
4.5 hours at £15
£67.50
Set-up fee£0
ContractNone
Regulated firm
Qualified team
Qualified team
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The short answer
How much does bookkeeping cost in Cardiff?
Bookkeeping costs a flat £15 an hour in Cardiff, with no contract and no set-up fee. A typical six-person agency (about 150 transactions a month) needs about 7.5 hours a month, around £112.50. We work online with businesses across Wales, backed by Accotax, an ICAEW regulated firm.
12,120
businesses in Cardiff, 2026
87%
employ fewer than ten people (UK 89%)
32
businesses per 1,000 residents (UK 40)
£15
an hour, the same price in every area
Source: ONS UK Business Counts 2026 and ONS mid-2025 population estimates, via Nomis. Counts are rounded by the ONS and cover the Cardiff area. Micro businesses are the core of what we do. Nomis
What the Cardiff mix means for your books.
Built from the local figures above, not copied from another town.
Professional, scientific and technical
Professional, scientific and technical firms are 16% of businesses in Cardiff (about 1,980 enterprises). Consultants and practices here need profit by client, clean director's loan accounts and prompt invoicing more than anything else.
Bookkeeping for consultants and agenciesBookkeeping for it contractors and freelancers
Wholesale and retail trade
Retail and wholesale firms make up 14% of enterprises in Cardiff. Till and payout reconciliation, stock and margin by product line, and mixed-rate VAT are the main jobs, whether the sales are in a shop or on a marketplace.
Bookkeeping for retail shopsBookkeeping for e-commerce sellers
Construction
Construction is 11% of businesses in Cardiff (about 1,390 enterprises). That means CIS deductions, retentions and the VAT domestic reverse charge are daily realities here, and each needs to be recorded correctly to avoid cash flow and VAT errors.
Bookkeeping for construction and tradesBookkeeping for property developers
A typical month in Cardiff.
Take a six-person agency handling about 150 transactions a month. This is what the hours look like, and what they cost at £15 an hour.
- Core bookkeeping (101 - 250)6h
- Limited company extras0.5h
- VAT-ready books (MTD)0.5h
- Payroll journals0.5h
Each month, 7.5 hours
£112.50
Sectors we see most in Cardiff.
Each one has its own records, VAT quirks and deadlines.
- Consultants and agenciesRetainers, time-based billing and subcontractor costs for consultancies and agencies.
- IT contractors and freelancersLimited company books, IR35 evidence and flat rate VAT for contractors.
- Photographers and creativesDeposits, licensing, equipment and varied clients for photographers, designers and makers.
- Retail shopsTill reconciliation, stock and retail VAT schemes for independent shops.
- E-commerce sellersMarketplace payouts, fees, stock and VAT for Amazon, eBay, Etsy and Shopify sellers.
- Market traders and street foodCash, stock, pitch fees and events for market stalls and street food traders.
Rules for businesses in Wales
Welsh taxpayers pay income tax at Welsh rates, which the Welsh Government can set differently from England. Property purchases use Land Transaction Tax collected by the Welsh Revenue Authority, while Corporation Tax and VAT are UK-wide. We keep records in a way that works under either regime.
Services for Cardiff firms.
- Monthly bookkeepingEvery transaction coded, every account reconciled, every month.
- Management reports and cash flowMonthly profit, cash and KPI reports you can actually use.
- Invoicing and credit controlInvoices sent on time and late payers chased politely and persistently.
- VAT-ready bookkeepingMaking Tax Digital compatible books, so every VAT return is calm.
- Director's loan account bookkeepingDirector's loan accounts tracked, so there are no nasty s455 surprises.
- Receipt and expense captureReceipts captured digitally, coded and stored for the HMRC retention period.
Cardiff questions.
How many businesses are there in Cardiff?
Cardiff had about 12,120 VAT and/or PAYE-registered businesses in 2026, according to the ONS UK Business Counts. About 87% of them employ fewer than ten people. Cardiff, the Welsh capital, has a large public sector, financial and professional services, media and creative businesses, and a busy hospitality scene.
Do I need a bookkeeper based in Cardiff?
No. Bookkeeping is done online using cloud accounting software, so you get the same service wherever you are in Wales. Our parent firm Accotax is an ICAEW regulated practice based in Morden, London.
How much does bookkeeping cost in Cardiff?
Bookkeeping costs a flat £15 an hour in Cardiff, the same as everywhere else. For example, a six-person agency (about 150 transactions a month) typically needs about 7.5 hours, or £112.50 a month.
Which bookkeeping services do Cardiff businesses use most?
Cardiff has many professional, scientific and technical businesses, so monthly bookkeeping is a common starting point, usually alongside VAT-ready books and bank reconciliation.
Clients say it better than we do.
4.9300+ Google reviews of Accotax
“He took the time to explain every step of the process and made a complex situation much easier to understand.”
Hugo Alvarez
Google review of Accotax
“They take the time to understand how our business works and what our needs are.”
Mael Leboucher
Google review of Accotax
“Very prompt in responding to questions and patient with us even when we seem to be slow.”
Mansur Liman
Google review of Accotax
“The work was completed promptly, my tax return was successfully filed.”
Sergey M
Google review of Accotax
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