Bookkeeping services in Cheltenham
Cheltenham has a cyber and defence cluster around GCHQ, financial services, festivals and hospitality, and many consultants and contractors.
- Flat £15 an hour
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Bookkeeping in Cheltenham
Your price
4.5 hours at £15
£67.50
Set-up fee£0
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The short answer
How much does bookkeeping cost in Cheltenham?
Bookkeeping costs a flat £15 an hour in Cheltenham, with no contract and no set-up fee. A typical six-person agency (about 150 transactions a month) needs about 7.5 hours a month, around £112.50. We work online with businesses across South West, backed by Accotax, an ICAEW regulated firm.
5,375
businesses in Cheltenham, 2026
88%
employ fewer than ten people (UK 89%)
44
businesses per 1,000 residents (UK 40)
£15
an hour, the same price in every area
Source: ONS UK Business Counts 2026 and ONS mid-2025 population estimates, via Nomis. Counts are rounded by the ONS and cover the Cheltenham area. Micro businesses are the core of what we do. Nomis
What the Cheltenham mix means for your books.
Built from the local figures above, not copied from another town.
Energy supply
Energy and utilities-related firms account for 0.9% of enterprises in Cheltenham. Long contracts and large invoices mean accurate accruals and timely invoicing drive cash flow. That is 3.8 times the UK-wide share.
Financial and insurance activities
Financial and insurance activity accounts for 3.6% of enterprises in Cheltenham. Many are small intermediaries and advisers, where commission income, client money rules and regulatory fees need careful, separate treatment. That is 1.7 times the UK-wide share.
Professional, scientific and technical
Professional, scientific and technical firms are 20% of businesses in Cheltenham (about 1,040 enterprises). Consultants and practices here need profit by client, clean director's loan accounts and prompt invoicing more than anything else.
Bookkeeping for consultants and agenciesBookkeeping for it contractors and freelancers
Construction
Construction is 13% of businesses in Cheltenham (about 680 enterprises). That means CIS deductions, retentions and the VAT domestic reverse charge are daily realities here, and each needs to be recorded correctly to avoid cash flow and VAT errors.
Bookkeeping for construction and tradesBookkeeping for property developers
A typical month in Cheltenham.
Take a six-person agency handling about 150 transactions a month. This is what the hours look like, and what they cost at £15 an hour.
- Core bookkeeping (101 - 250)6h
- Limited company extras0.5h
- VAT-ready books (MTD)0.5h
- Payroll journals0.5h
Each month, 7.5 hours
£112.50
Sectors we see most in Cheltenham.
Each one has its own records, VAT quirks and deadlines.
- Consultants and agenciesRetainers, time-based billing and subcontractor costs for consultancies and agencies.
- IT contractors and freelancersLimited company books, IR35 evidence and flat rate VAT for contractors.
- Photographers and creativesDeposits, licensing, equipment and varied clients for photographers, designers and makers.
- Construction and tradesCIS deductions, reverse-charge VAT and job costing for builders and tradespeople.
- Property developersProject costing, development finance and CIS for developers and renovators.
Rules for businesses in England
The main business taxes in England are administered by HMRC, with company filings at Companies House. Business rates are set and collected by your local council, which is an expense we record against the right property and period.
Services for Cheltenham firms.
- Monthly bookkeepingEvery transaction coded, every account reconciled, every month.
- Management reports and cash flowMonthly profit, cash and KPI reports you can actually use.
- Invoicing and credit controlInvoices sent on time and late payers chased politely and persistently.
- VAT-ready bookkeepingMaking Tax Digital compatible books, so every VAT return is calm.
- Director's loan account bookkeepingDirector's loan accounts tracked, so there are no nasty s455 surprises.
- Receipt and expense captureReceipts captured digitally, coded and stored for the HMRC retention period.
Cheltenham questions.
How many businesses are there in Cheltenham?
Cheltenham had about 5,375 VAT and/or PAYE-registered businesses in 2026, according to the ONS UK Business Counts. About 88% of them employ fewer than ten people. Cheltenham has a cyber and defence cluster around GCHQ, financial services, festivals and hospitality, and many consultants and contractors.
Do I need a bookkeeper based in Cheltenham?
No. Bookkeeping is done online using cloud accounting software, so you get the same service wherever you are in England. Our parent firm Accotax is an ICAEW regulated practice based in Morden, London.
How much does bookkeeping cost in Cheltenham?
Bookkeeping costs a flat £15 an hour in Cheltenham, the same as everywhere else. For example, a six-person agency (about 150 transactions a month) typically needs about 7.5 hours, or £112.50 a month.
Which bookkeeping services do Cheltenham businesses use most?
Cheltenham has many energy supply businesses, so monthly bookkeeping is a common starting point, usually alongside VAT-ready books and bank reconciliation.
Clients say it better than we do.
4.9300+ Google reviews of Accotax
“He took the time to explain every step of the process and made a complex situation much easier to understand.”
Hugo Alvarez
Google review of Accotax
“They take the time to understand how our business works and what our needs are.”
Mael Leboucher
Google review of Accotax
“Very prompt in responding to questions and patient with us even when we seem to be slow.”
Mansur Liman
Google review of Accotax
“The work was completed promptly, my tax return was successfully filed.”
Sergey M
Google review of Accotax
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